WTW

Willis Towers Watson Public Limited Company

Fundamental data last updated:September 28, 2026

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company profile

SECTOR

Financial Services

industry

Insurance - Brokers

Exchange

NASDAQ

County of HQ

GB

Next Earnings Date

Pending Announcement

Business Summary

Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide. It operates through two segments, Health, Wealth and Career; and Risk and Broking. The company offers actuarial support, plan design, and administrative services for traditional pension and retirement savings plans; plan management consulting, broking, and administration services for health and group benefit programs; and benefits outsourcing services. It also provides advice, data, software, and products to address clients' total rewards and talent issues. In addition, the company offers risk advice, insurance brokerage, and consulting services in the areas of property and casualty, aerospace, construction, and marine. Further, it offers investment consulting and discretionary management services to insurance and reinsurance companies; insurance consulting and technology, risk and capital management, pricing and predictive modeling, financial and regulatory reporting, financial and capital modeling, merger and acquisition, outsourcing, and business management services; wholesale insurance broking services to retail and wholesale brokers; and underwriting and capital management, capital market, and advisory and brokerage services. Additionally, the company provides primary medical and ancillary benefit exchange, and outsourcing services to active employees and retirees in the group and individual markets, as well as delivers healthcare and reimbursement accounts, including health savings accounts, health reimbursement arrangements, flexible spending accounts, and other consumer-directed accounts. The company was formerly known as Willis Group Holdings Public Limited Company and changed its name to Willis Towers Watson Public Limited Company in January 2016. Willis Towers Watson Public Limited Company was founded in 1828 and is based in London, the United Kingdom.

 


VALUATION

P/E

14.35

Market Cap ($M USD)

$23.73B

Forward P/E

10.01

PEG

0.23

PRICE TO SALES

2.40

PRICE TO BOOK

3.00

EV / EBITDA

10.66

5-Year Average P/E

Free Cash Flow Yield

6.63%

DCF Value

$408.35

Graham Number

$181.71

Price to FCF

15.09

EV to FCF

18.23

Earnings Yield

6.97%

FCF Yield

6.63%

DIVIDEND

Yield

1.48%

Annual Payout

$3.72

Payout Ratio

21.48%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$17.51

Next Year EPS Growth Estimate

$25.09

Next Year Revenue Growth Estimate

$11.63B

Return on Equity (ROE)

20.98%

FREE CASH FLOW

Operating Margin

22.73%

Debt-to-Equity

0.87

Piotroski F-Score

6

Altman Z-Score

1.35

Return on Invested Capital (ROIC)

13.98%

Current Ratio

1.19

Quick Ratio

1.19

Net Debt to EBITDA

1.83

Interest Coverage

8.27

Gross Profit margin

38.16%

FCF PER SHARE

$16.52

REVENUE PER SHARE

$103.97

Gainseekers Quantitative Analysis

Summary

WTW’s valuation presents a compelling opportunity for deep value investors. The market has priced the stock significantly below its DCF Value, suggesting a potential mispricing. With a Forward P/E of 10.21 and an Earnings Yield of 6.83%, the stock appears attractively valued relative to its earnings potential. However, the Altman Z-score of 1.35 raises concerns about financial stability, indicating potential distress. Despite this, the overall financial health is buoyed by a strong Return on Equity of 20.98%, reflecting effective management.

AI Exposure / Tech Reliance

In the insurance brokerage industry, WTW is well-positioned to leverage AI and modern technology. The sector's reliance on data analytics and risk assessment aligns naturally with AI advancements. This positioning could enhance operational efficiencies and customer insights, driving future growth.

The Bull Case

For the value-driven investor, WTW offers a robust case with its impressive ROIC of 13.98% and a solid FCF Yield of 6.50%. The company's Piotroski F-Score of 6 indicates decent financial health, while an operating margin of 22.73% underscores its pricing power. These metrics suggest a business capable of generating strong cash flows and efficiently deploying capital, making it an attractive buy for those seeking growth at a reasonable price.

The Bear Case

Despite its strengths, WTW faces structural risks that cannot be ignored. The Price/Book ratio of 3.06 and Price/Sales of 2.45 suggest the stock may be overvalued relative to its assets and revenue. Additionally, the Altman Z-score hints at potential financial distress, and the stock's proximity to its 52-week low indicates possible market skepticism. These factors could weigh heavily on future performance, posing risks to investors.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Buy

Average Analyst Price Target

$337.38

Institutional Ownership %

1-Year Beta

0.45

Insider Buying % (6 Mo)

Distance to 52-Week High

40.38%

Distance to 52-Week Low

4.25%

EARNINGS SURPRISE %

1.64%

50-DAY SMA

$275.62

200-DAY SMA

$311.26

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.