UMH

UMH Properties, Inc.

Fundamental data last updated:October 7, 2026

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company profile

SECTOR

Real Estate

industry

REIT - Residential

Exchange

NYSE

County of HQ

US

Next Earnings Date

Pending Announcement

Business Summary

UMH Properties, Inc., which was organized in 1968, is a public equity REIT that owns and operates 124 manufactured home communities containing approximately 23,400 developed homesites. These communities are located in New Jersey, New York, Ohio, Pennsylvania, Tennessee, Indiana, Michigan and Maryland. In addition, the Company owns a portfolio of REIT securities.

 


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VALUATION

P/E

45.23

Market Cap ($M USD)

$1.33B

Forward P/E

N/A

PEG

N/A

PRICE TO SALES

5.00

PRICE TO BOOK

1.49

EV / EBITDA

16.87

5-Year Average P/E

Free Cash Flow Yield

6.51%

DCF Value

$46.11

Graham Number

$9.05

Price to FCF

15.37

EV to FCF

23.70

Earnings Yield

2.21%

FCF Yield

6.51%

DIVIDEND

Yield

5.75%

Annual Payout

$0.90

Payout Ratio

316.33%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$0.35

Next Year EPS Growth Estimate

$0.00

Next Year Revenue Growth Estimate

$338.35M

Return on Equity (ROE)

3.22%

FREE CASH FLOW

Operating Margin

17.89%

Debt-to-Equity

0.84

Piotroski F-Score

6

Altman Z-Score

1.34

Return on Invested Capital (ROIC)

2.83%

Current Ratio

55.15

Quick Ratio

38.07

Net Debt to EBITDA

5.93

Interest Coverage

1.45

Gross Profit margin

41.72%

FCF PER SHARE

$1.02

REVENUE PER SHARE

$3.13

Analyze UMH on TradingView

Gainseekers Quantitative Analysis

Summary

UMH Properties, Inc. appears significantly undervalued when juxtaposed against its DCF Value of $48.27 and Graham Number of $9.05, with recent pricing indicating a substantial discount to intrinsic value. However, the lofty Price/Earnings ratio of 45.75 suggests the market has high expectations for future growth, which is not supported by the current earnings yield of 2.19%. The Altman Z-score of 1.37 raises red flags about financial distress risk, indicating potential vulnerability. With no Forward P/E available, the market’s growth assumptions remain speculative, casting doubt on the stock’s safety and growth trajectory.

AI Exposure / Tech Reliance

As a REIT in the residential sector, UMH Properties is not directly exposed to AI or tech disruptions. However, its ability to integrate smart home technologies could enhance tenant experiences and operational efficiencies. The company's resilience will depend on its adaptability to incorporate such innovations into its properties.

The Bull Case

For the value-driven investor, UMH Properties offers compelling reasons to buy. The company boasts a reasonable ROIC of 2.83% and a Piotroski F-Score of 6, indicating moderate financial health and operational efficiency. Its Free Cash Flow Yield, though modest at 0.06%, is bolstered by a robust operating margin of 17.89%, suggesting effective cost management and pricing power. These metrics paint a picture of a company with the potential for capital efficiency and stable cash generation.

The Bear Case

Despite some strengths, UMH Properties faces significant structural risks. The Price/Book ratio of 1.50 and Price/Sales ratio of 5.06 indicate a potentially overvalued stock relative to its assets and revenue. The company's payout ratio of 316.33% is unsustainable, raising concerns about dividend safety. Furthermore, with a Net Debt to EBITDA ratio of 5.93, the company is heavily leveraged, which could strain financial flexibility in adverse market conditions.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Buy

Average Analyst Price Target

$16.50

Institutional Ownership %

1-Year Beta

0.98

Insider Buying % (6 Mo)

Distance to 52-Week High

11.51%

Distance to 52-Week Low

10.93%

EARNINGS SURPRISE %

1,050.00%

50-DAY SMA

$15.19

200-DAY SMA

$15.29

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.