GS

The Goldman Sachs Group, Inc.

Fundamental data last updated:May 13, 2026

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company profile

SECTOR

Financial Services

industry

Financial - Capital Markets

Exchange

NYSE

County of HQ

US

Next Earnings Date

07/14/2026

Business Summary

The Goldman Sachs Group, Inc., a financial institution, provides a range of financial services for corporations, financial institutions, governments, and individuals worldwide. It operates through four segments: Investment Banking, Global Markets, Asset Management, and Consumer & Wealth Management. The company's Investment Banking segment provides financial advisory services, including strategic advisory assignments related to mergers and acquisitions, divestitures, corporate defense activities, restructurings, and spin-offs; and middle-market lending, relationship lending, and acquisition financing, as well as transaction banking services. This segment also offers underwriting services, such as equity underwriting for common and preferred stock and convertible and exchangeable securities; and debt underwriting for various types of debt instruments, including investment-grade and high-yield debt, bank and bridge loans, and emerging-and growth-market debt, as well as originates structured securities. Its Global Markets segment is involved in client execution activities for cash and derivative instruments; credit and interest rate products; and provision of equity intermediation and equity financing, clearing, settlement, and custody services, as well as mortgages, currencies, commodities, and equities related products. The company's Asset Management segment manages assets across various classes, including equity, fixed income, hedge funds, credit funds, private equity, real estate, currencies, and commodities; and provides customized investment advisory solutions, as well as invests in corporate, real estate, and infrastructure entities. Its Consumer & Wealth Management segment offers wealth advisory and banking services, including financial planning, investment management, deposit taking, and lending; private banking; and unsecured loans, as well as accepts saving and time deposits. The company was founded in 1869 and is headquartered in New York, New York.

 


VALUATION

P/E

15.89

Market Cap ($M USD)

$278.74B

Forward P/E

12.65

PEG

0.50

PRICE TO SALES

2.52

PRICE TO BOOK

2.34

EV / EBITDA

40.95

5-Year Average P/E

Free Cash Flow Yield

-15.04%

DCF Value

$883.25

Graham Number

$735.40

Price to FCF

-6.65

EV to FCF

-24.36

Earnings Yield

6.29%

FCF Yield

-15.04%

DIVIDEND

Yield

1.64%

Annual Payout

$15.50

Payout Ratio

31.82%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$59.47

Next Year EPS Growth Estimate

$74.66

Next Year Revenue Growth Estimate

$6.92T

Return on Equity (ROE)

14.58%

FREE CASH FLOW

Operating Margin

20.48%

Debt-to-Equity

4.88

Piotroski F-Score

4

Altman Z-Score

0.05

Return on Invested Capital (ROIC)

1.38%

Current Ratio

0.02

Quick Ratio

0.02

Net Debt to EBITDA

29.77

Interest Coverage

0.34

Gross Profit margin

55.55%

FCF PER SHARE

$-137.99

REVENUE PER SHARE

$364.63

Gainseekers Quantitative Analysis

Summary

The market seems to be mispricing Goldman Sachs relative to its intrinsic value. With a snapshot price trading above its DCF value and Graham Number, there’s a clear indication of overvaluation. The Forward P/E of 12.54 suggests some growth expectations, yet the abysmal Altman Z-score of 0.05 screams financial distress. The earnings yield of 6.35% is decent, but it’s overshadowed by the precarious financial health implied by the net debt to EBITDA ratio of nearly 30. This is a stock that demands caution.

AI Exposure / Tech Reliance

In the financial services sector, Goldman Sachs is well-positioned to leverage AI and tech advancements. As a leader in capital markets, its ability to integrate AI for trading and risk management could enhance efficiency. However, the traditional nature of its industry may slow rapid tech adoption compared to more agile tech firms.

The Bull Case

For the value or GARP investor, Goldman Sachs presents an intriguing opportunity. The forward PEG ratio of 0.49 indicates potential undervaluation relative to growth. Despite a low ROIC of 1.38%, the operating margin of 20.48% showcases strong pricing power. The Piotroski F-Score of 4 suggests moderate financial health, but the company’s ability to maintain a 1.66% yield with a conservative payout ratio of 31.82% highlights disciplined capital management.

The Bear Case

Goldman Sachs faces significant structural risks, primarily due to its weak cash flow metrics. The negative FCF yield and price to FCF ratio of -6.59 indicate severe cash flow issues. Trading close to its 52-week high, the stock appears technically overextended. Additionally, the high EV to EBITDA of 40.85 suggests the market is pricing in perfection, leaving little room for error.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Hold

Average Analyst Price Target

$980.78

Institutional Ownership %

1-Year Beta

1.27

Insider Buying % (6 Mo)

Distance to 52-Week High

4.22%

Distance to 52-Week Low

38.35%

EARNINGS SURPRISE %

6.56%

50-DAY SMA

$873.36

200-DAY SMA

$837.80

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.