JPM

JPMorgan Chase & Co.

Fundamental data last updated:May 12, 2026

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company profile

SECTOR

Financial Services

industry

Banks - Diversified

Exchange

NYSE

County of HQ

US

Next Earnings Date

07/14/2026

Business Summary

JPMorgan Chase & Co. operates as a financial services company worldwide. It operates through four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM). The CCB segment offers s deposit, investment and lending products, payments, and services to consumers; lending, deposit, and cash management and payment solutions to small businesses; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit card, auto loan, and leasing services. The CIB segment provides investment banking products and services, including corporate strategy and structure advisory, and equity and debt markets capital-raising services, as well as loan origination and syndication; payments and cross-border financing; and cash and derivative instruments, risk management solutions, prime brokerage, and research. This segment also offers securities services, including custody, fund accounting and administration, and securities lending products for asset managers, insurance companies, and public and private investment funds. The CB segment provides financial solutions, including lending, payments, investment banking, and asset management to small business, large and midsized companies, local governments, and nonprofit clients; and commercial real estate banking services to investors, developers, and owners of multifamily, office, retail, industrial, and affordable housing properties. The AWM segment offers multi-asset investment management solutions in equities, fixed income, alternatives, and money market funds to institutional clients and retail investors; and retirement products and services, brokerage, custody, trusts and estates, loans, mortgages, deposits, and investment management products. The company also provides ATM, online and mobile, and telephone banking services. JPMorgan Chase & Co. was founded in 1799 and is headquartered in New York, New York.

 


VALUATION

P/E

14.19

Market Cap ($M USD)

$802.92B

Forward P/E

11.59

PEG

0.52

PRICE TO SALES

2.82

PRICE TO BOOK

2.30

EV / EBITDA

21.17

5-Year Average P/E

Free Cash Flow Yield

17.55%

DCF Value

$749.81

Graham Number

$249.07

Price to FCF

5.70

EV to FCF

12.23

Earnings Yield

7.05%

FCF Yield

17.55%

DIVIDEND

Yield

1.97%

Annual Payout

$5.90

Payout Ratio

29.16%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$21.12

Next Year EPS Growth Estimate

$25.86

Next Year Revenue Growth Estimate

$21.50T

Return on Equity (ROE)

16.32%

FREE CASH FLOW

Operating Margin

26.19%

Debt-to-Equity

2.60

Piotroski F-Score

7

Altman Z-Score

-0.01

Return on Invested Capital (ROIC)

6.26%

Current Ratio

0.62

Quick Ratio

0.62

Net Debt to EBITDA

11.31

Interest Coverage

0.76

Gross Profit margin

60.87%

FCF PER SHARE

$50.54

REVENUE PER SHARE

$102.23

Gainseekers Quantitative Analysis

Summary

JPMorgan Chase & Co. appears significantly undervalued when juxtaposed with its DCF value of $749.81 and Graham Number of $249.07. The Forward P/E of 11.68 suggests the market is pricing in growth, yet the Earnings Yield of 6.99% indicates robust profitability. However, the Altman Z-score of -0.0069 raises red flags about financial distress, despite the company’s massive market cap. The stock’s valuation metrics suggest a disconnect between perceived risk and intrinsic value, creating a compelling narrative for potential mispricing.

AI Exposure / Tech Reliance

As a diversified bank, JPMorgan Chase is well-positioned to leverage AI and tech advancements to enhance its operational efficiency and customer service. The financial services sector is increasingly reliant on technology for risk management and customer engagement. JPMorgan's scale and resources provide a competitive edge in integrating cutting-edge technologies.

The Bull Case

For the value or GARP investor, JPMorgan's appeal lies in its solid ROIC of 6.26% and a Piotroski F-Score of 7, indicating strong financial health. The FCF Yield of 17.41% underscores its ability to generate cash, while an operating margin of 26.19% reflects pricing power and operational efficiency. These metrics suggest a company that efficiently allocates capital and maintains a competitive edge, making it an attractive buy.

The Bear Case

Despite its strengths, JPMorgan faces structural risks, notably a high Debt/Equity ratio of 2.60, which could strain financial flexibility. The Price/Book ratio of 2.31 and Price/Sales of 2.84 indicate a premium valuation, potentially limiting upside. Additionally, the stock's proximity to its 52-week high suggests it may be technically overextended, posing a risk for short-term investors.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Buy

Average Analyst Price Target

$338.78

Institutional Ownership %

1-Year Beta

1.02

Insider Buying % (6 Mo)

Distance to 52-Week High

12.55%

Distance to 52-Week Low

14.57%

EARNINGS SURPRISE %

8.59%

50-DAY SMA

$300.04

200-DAY SMA

$305.26

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.