JPM

JPMorgan Chase & Co.

Fundamental data last updated:July 1, 2026

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company profile

SECTOR

Financial Services

industry

Banks - Diversified

Exchange

NYSE

County of HQ

United States

Next Earnings Date

07/14/2026

Business Summary

JPMorgan Chase & Co. operates with a formidable competitive moat, driven by its vast scale and diversified financial services. The bank generates cash through a mix of consumer banking, investment banking, and asset management, ensuring multiple revenue streams. Its extensive network and technological investments create high switching costs for customers, locking them into its ecosystem. This strategic positioning allows JPMorgan to maintain a dominant market presence and sustain long-term profitability.

 


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VALUATION

P/E

15.50

Market Cap ($M USD)

$877.08B

Forward P/E

12.64

PEG

0.56

PRICE TO SALES

3.08

PRICE TO BOOK

2.51

EV / EBITDA

21.45

5-Year Average P/E

Free Cash Flow Yield

16.07%

DCF Value

$747.22

Graham Number

$249.07

Price to FCF

6.22

EV to FCF

12.76

Earnings Yield

6.45%

FCF Yield

16.07%

DIVIDEND

Yield

1.80%

Annual Payout

$5.90

Payout Ratio

29.16%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$21.12

Next Year EPS Growth Estimate

$25.90

Next Year Revenue Growth Estimate

$215.16B

Return on Equity (ROE)

16.32%

FREE CASH FLOW

Operating Margin

26.19%

Debt-to-Equity

2.60

Piotroski F-Score

7

Altman Z-Score

0.00

Return on Invested Capital (ROIC)

6.26%

Current Ratio

0.62

Quick Ratio

0.62

Net Debt to EBITDA

10.99

Interest Coverage

0.76

Gross Profit margin

60.87%

FCF PER SHARE

$50.54

REVENUE PER SHARE

$102.23

Analyze JPM on TradingView

Gainseekers Quantitative Analysis

Summary

JPMorgan Chase & Co. appears to be significantly undervalued when juxtaposed against its DCF Value and Graham Number. The stock has traded below its intrinsic value, suggesting a potential mispricing by the market. With a Forward P/E of 12.64 and an Earnings Yield of 6.45%, the company offers a compelling valuation for growth-at-a-reasonable-price investors. However, the Altman Z-score is alarmingly low, indicating potential financial distress, which could be a red flag for risk-averse investors. Despite this, the overall financial health seems robust, with strong earnings potential.

AI Exposure / Tech Reliance

In the rapidly evolving landscape of financial services, JPMorgan Chase is well-positioned to leverage AI and modern technology. As a leader in the diversified banking sector, its investment in fintech and AI-driven solutions enhances its operational efficiency and customer engagement. This adaptability ensures resilience in the face of technological shifts.

The Bull Case

For the value-driven investor, JPMorgan Chase offers a compelling narrative. The company boasts a solid ROIC of 6.26%, indicating efficient capital allocation. Its FCF Yield of 16.07% and a strong Piotroski F-Score of 7 highlight robust financial health and operational efficiency. With an operating margin of 26.19%, the bank demonstrates significant pricing power, making it an attractive option for those seeking stable returns in a volatile market.

The Bear Case

Despite its strengths, JPMorgan Chase faces notable challenges. The high Price/Book ratio of 2.51 and Price/Sales ratio of 3.08 suggest the stock may be overvalued relative to its book and sales values. Additionally, the company's proximity to its 52-week high raises concerns about technical overextension. The low Altman Z-score further underscores potential financial vulnerabilities, warranting caution for investors wary of structural risks.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Buy

Average Analyst Price Target

$341.25

Institutional Ownership %

1-Year Beta

1.00

Insider Buying % (6 Mo)

Distance to 52-Week High

4.92%

Distance to 52-Week Low

14.73%

EARNINGS SURPRISE %

8.59%

50-DAY SMA

$311.50

200-DAY SMA

$308.12

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.