JXN

Jackson Financial Inc.

Fundamental data last updated:September 12, 2026

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company profile

SECTOR

Financial Services

industry

Insurance - Life

Exchange

NYSE

County of HQ

US

Next Earnings Date

Pending Announcement

Business Summary

Jackson Financial Inc., through its subsidiaries, primarily provides a suite of annuities to retail investors in the United States. The company operates through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks. The Retail Annuities segment offers various retirement income and savings products, including variable, fixed index, fixed, and immediate payout annuities, as well as registered index-linked annuities and lifetime income solutions. The Institutional Products segment provides traditional guaranteed investment contracts; funding agreements comprising agreements issued in conjunction with its participation in the U.S. federal home loan bank program; and medium-term funding agreement-backed notes. The Closed Life and Annuity Blocks segment offers various protection products, such as whole life, universal life, variable universal life, and term life insurance products, as well as fixed, fixed index, and payout annuities. This segment also provides a block of group payout annuities. The company also offers investment management services. It sells its products through a distribution network that includes independent broker-dealers, banks and other financial institutions, wirehouses and regional broker-dealers, and independent registered investment advisors, third-party platforms, and insurance agents. Jackson Financial Inc. was formerly known as Brooke (Holdco1) Inc. and changed its name to Jackson Financial Inc. in July 2020. The company was incorporated in 2006 and is headquartered in Lansing, Michigan.

 


VALUATION

P/E

-19.27

Market Cap ($M USD)

$7.19B

Forward P/E

3.13

PEG

0.00

PRICE TO SALES

1.23

PRICE TO BOOK

0.76

EV / EBITDA

-14.74

5-Year Average P/E

Free Cash Flow Yield

72.44%

DCF Value

$708.55

Graham Number

N/A

Price to FCF

1.38

EV to FCF

1.19

Earnings Yield

-5.19%

FCF Yield

72.44%

DIVIDEND

Yield

3.20%

Annual Payout

$3.30

Payout Ratio

-73.19%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

-$5.35

Next Year EPS Growth Estimate

$32.90

Next Year Revenue Growth Estimate

$8.97B

Return on Equity (ROE)

-3.73%

FREE CASH FLOW

Operating Margin

-8.48%

Debt-to-Equity

0.46

Piotroski F-Score

5

Altman Z-Score

0.26

Return on Invested Capital (ROIC)

-0.15%

Current Ratio

4.78

Quick Ratio

4.78

Net Debt to EBITDA

2.30

Interest Coverage

-4.97

Gross Profit margin

102.95%

FCF PER SHARE

$74.72

REVENUE PER SHARE

$84.09

Gainseekers Quantitative Analysis

Summary

JXN Jackson Financial Inc. presents a perplexing valuation scenario. Despite a staggering DCF value that dwarfs its recent pricing, the market seems skeptical, likely due to its negative earnings yield and a dismal Altman Z-score of 0.08, signaling distress. The Forward P/E of 3.52 suggests optimism for a turnaround, yet the negative ROIC and operating margin raise red flags about management’s efficiency. The market’s “Hold” consensus reflects this tension between potential value and underlying risk.

AI Exposure / Tech Reliance

In the life insurance sector, JXN's adaptability to AI and tech shifts hinges on its ability to leverage data analytics for risk assessment and customer personalization. The industry is ripe for disruption, and companies that integrate AI effectively can enhance underwriting precision. However, JXN's current financial metrics suggest it may struggle to invest aggressively in such innovations.

The Bull Case

For the value-driven investor, JXN offers intriguing prospects. The Forward PEG ratio of 0.005 is a beacon for growth at a reasonable price, while a Piotroski F-Score of 5 indicates moderate financial health. The FCF yield of 0.66% and a Price to FCF of 1.51 suggest the company is generating cash efficiently relative to its market price. These metrics hint at potential pricing power and capital efficiency, making it a compelling buy for those betting on a rebound.

The Bear Case

Yet, the bear case is hard to ignore. The negative EPS and operating margin highlight severe profitability issues, while the Price/Book ratio below 1 suggests the market doubts asset value realization. The stock's proximity to its 52-week high, combined with a high beta of 1.39, indicates volatility and potential overextension. With an interest coverage ratio of -4.97, the company faces significant financial strain, raising concerns about its ability to manage debt effectively.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Hold

Average Analyst Price Target

$120.00

Institutional Ownership %

1-Year Beta

1.40

Insider Buying % (6 Mo)

Distance to 52-Week High

19.88%

Distance to 52-Week Low

22.17%

EARNINGS SURPRISE %

-0.34%

50-DAY SMA

$108.18

200-DAY SMA

$104.97

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.