NSP

Insperity, Inc.

Fundamental data last updated:November 6, 2026

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company profile

SECTOR

Industrials

industry

Staffing & Employment Services

Exchange

NYSE

County of HQ

United States

Next Earnings Date

Pending Announcement

Business Summary

Insperity operates by providing comprehensive human resources services to small and medium-sized businesses. Its competitive moat lies in its ability to offer bundled HR solutions that reduce administrative burdens for clients. By locking in long-term contracts, Insperity ensures recurring revenue streams. This model not only generates cash but also fosters client loyalty through integrated service offerings.

 


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VALUATION

P/E

573.89

Market Cap ($M USD)

$1.97B

Forward P/E

24.43

PEG

6.77

PRICE TO SALES

0.38

PRICE TO BOOK

0.00

EV / EBITDA

28.59

5-Year Average P/E

Free Cash Flow Yield

13.94%

DCF Value

$81.17

Graham Number

$0.00

Price to FCF

7.17

EV to FCF

7.17

Earnings Yield

0.15%

FCF Yield

13.94%

DIVIDEND

Yield

4.65%

Annual Payout

$2.40

Payout Ratio

2266.67%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$0.08

Next Year EPS Growth Estimate

$2.11

Next Year Revenue Growth Estimate

$6.91B

Return on Equity (ROE)

6.90%

FREE CASH FLOW

Operating Margin

0.38%

Debt-to-Equity

0.00

Piotroski F-Score

7

Altman Z-Score

3.93

Return on Invested Capital (ROIC)

1.65%

Current Ratio

1.41

Quick Ratio

1.41

Net Debt to EBITDA

0.00

Interest Coverage

1.82

Gross Profit margin

16.99%

FCF PER SHARE

$7.29

REVENUE PER SHARE

$139.23

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Gainseekers Quantitative Analysis

Summary

The market seems to be undervaluing Insperity, Inc. based on its DCF value, which suggests a significant upside potential. Despite a sky-high trailing P/E ratio, the forward P/E indicates a more reasonable valuation moving forward. The Altman Z-score of 3.93 reflects solid financial stability, while the earnings yield is disappointingly low, hinting at potential inefficiencies. Overall, the stock appears to be mispriced relative to its intrinsic value, offering a compelling opportunity for value investors.

AI Exposure / Tech Reliance

In the staffing and employment services industry, Insperity is uniquely positioned to leverage AI for operational efficiency and client solutions. The company's ability to integrate modern tech could enhance its service offerings, making it more resilient to industry shifts. However, the real test will be in execution and adaptation speed.

The Bull Case

For value or GARP investors, Insperity offers a tantalizing proposition. The company's robust Piotroski F-Score of 7 signals strong financial health, while a free cash flow yield of 13.94% underscores its capital efficiency. Despite a modest ROIC of 1.65%, the operating margin and dividend yield suggest a company with pricing power and shareholder-friendly policies. These metrics paint a picture of a company capable of generating consistent cash flows.

The Bear Case

Despite some strengths, Insperity faces significant structural risks. The PEG forward ratio of 6.77 is alarmingly high, indicating potential overvaluation relative to growth expectations. The payout ratio is unsustainable at 2266.67%, raising red flags about dividend stability. Additionally, the stock's proximity to its 52-week high suggests it may be technically overextended, posing risks for new investors.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Hold

Average Analyst Price Target

$56.33

Institutional Ownership %

1-Year Beta

0.56

Insider Buying % (6 Mo)

Distance to 52-Week High

8.23%

Distance to 52-Week Low

64.05%

EARNINGS SURPRISE %

6.99%

50-DAY SMA

$50.33

200-DAY SMA

$39.48

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.