HVT

Haverty Furniture Cos

Fundamental data last updated:April 13, 2026

We may earn a commission from partner links. This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate.

company profile

SECTOR

Consumer Cyclical

industry

Home Improvement Retail

Exchange

NYSE

County of HQ

United States

Next Earnings Date

04/29/26

Business Summary

Haverty Furniture Cos. operates as a specialty home furnishings retailer, generating revenue through the sale of furniture and related home products in the consumer discretionary segment. The company converts showroom traffic and housing-related demand into sales, relying on inventory turnover and merchandising discipline to drive cash flow. Its moat is rooted in brand recognition, regional footprint, and supplier relationships that allow it to curate assortments and manage pricing. Cash generation depends heavily on maintaining sales velocity and protecting operating margins, making execution and cost control central to sustaining shareholder value.

 


VALUATION

P/E

18.8

Market Cap ($M USD)

$366

Forward P/E

7.5

PEG

0.2

PRICE TO SALES

0.5

PRICE TO BOOK

1.2

EV / EBITDA

10.2

5-Year Average P/E

Free Cash Flow Yield

DCF Value

Graham Number

Price to FCF

EV to FCF

Earnings Yield

FCF Yield

DIVIDEND

Yield

5.80%

Annual Payout

$1.30

Payout Ratio

105.70%

Consecutive Years of Dividend Growth

10+

5-Year Dividend Growth Rate

8.40%

Financial Health & Profitability

Earnings Per Share

$1.22

Next Year EPS Growth Estimate

$3.00

Next Year Revenue Growth Estimate

8.70%

Return on Equity (ROE)

6.40%

FREE CASH FLOW

Operating Margin

2.80%

Debt-to-Equity

0.7

Piotroski F-Score

7

Altman Z-Score

3

Return on Invested Capital (ROIC)

3.00%

Current Ratio

1.9

Quick Ratio

Net Debt to EBITDA

Interest Coverage

Gross Profit margin

FCF PER SHARE

REVENUE PER SHARE

Gainseekers Quantitative Analysis

Summary

At 18.8x earnings with a Forward P/E of 7.5 and an ultra-low 0.2 forward PEG, the market is pricing in a sharp earnings normalization despite a solid Piotroski F-Score of 7 and an Altman Z-Score of 3. An Altman score of 3 signals low near-term bankruptcy risk, so balance sheet distress is not the issue; instead, investors appear to be discounting forward growth expectations aggressively. The compression from 18.8x to 7.5x forward earnings suggests expectations of material earnings volatility, yet the valuation implies deep skepticism relative to its current profitability. This is a classic deep-value setup where the market is discounting cyclical risk heavily, potentially overshooting to the downside if earnings stabilize.

AI Exposure / Tech Reliance

The company operates in Home Improvement Retail, a sector increasingly influenced by digital merchandising, data-driven inventory management, and targeted marketing automation. Retailers that successfully integrate AI into demand forecasting and customer personalization can materially improve operating margins, which currently stand at 6.40%. The ability to modernize logistics and inventory systems will be critical to protecting margins in a highly competitive consumer cyclical environment.

The Bull Case

A value or GARP investor would be attracted to the combination of a 0.5 Price/Sales ratio, 1.2 Price/Book, and a strong Piotroski F-Score of 7, which signals operational stability. Operating margins of 6.40% and Return on Equity of 8.70% indicate the business is profitable, while a ROIC of 3.00%—though modest—remains positive and supportive of capital preservation. The Current Ratio of 1.9 suggests solid short-term liquidity, and the Altman Z-Score of 3 reinforces financial stability. Layer in a Forward P/E of 7.5 and a 0.2 PEG, and the stock screens as statistically cheap relative to expected growth, making it attractive for investors hunting mispriced cyclicals with survivable balance sheets.

The Bear Case

The red flags are significant. Debt/Equity of 2.80% introduces leverage risk in a cyclical retail business, and ROIC of 3.00% signals weak capital efficiency, especially in a sector that requires inventory intensity. Short interest at 8.40% of float indicates a meaningful cohort betting against the stock, and the disconnect between a 18.8 P/E and a sharply lower 7.5 Forward P/E suggests earnings may be volatile or declining. With only 0.7 TTM Yield and conflicting dividend metrics, capital return visibility appears uncertain, and if consumer demand weakens, operating margins of 6.40% could compress quickly.

Market Sentiment & Smart Money

Short Interest %

0.00%

Analyst Consensus

4

Average Analyst Price Target

$30.00

Institutional Ownership %

84.10%

1-Year Beta

1.09

Insider Buying % (6 Mo)

10.10%%

Distance to 52-Week High

81.00%

Distance to 52-Week Low

131.70%

EARNINGS SURPRISE %

50-DAY SMA

200-DAY SMA

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.