FLYW

Flywire Corporation

Fundamental data last updated:October 1, 2026

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company profile

SECTOR

Technology

industry

Information Technology Services

Exchange

NASDAQ

County of HQ

US

Next Earnings Date

Pending Announcement

Business Summary

Flywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the United States, Canada, and the United Kingdom, and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company's platform facilitates payment flows across multiple currencies, payment types, and payment options; and provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. Flywire Corporation was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.

 


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VALUATION

P/E

64.18

Market Cap ($M USD)

$1.93B

Forward P/E

10.84

PEG

0.02

PRICE TO SALES

2.84

PRICE TO BOOK

0.00

EV / EBITDA

-4254.92

5-Year Average P/E

Free Cash Flow Yield

8.30%

DCF Value

$22.41

Graham Number

$196.88

Price to FCF

12.05

EV to FCF

-1939.31

Earnings Yield

1.56%

FCF Yield

8.30%

DIVIDEND

Yield

0.00%

Annual Payout

$0.00

Payout Ratio

0.00%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$0.25

Next Year EPS Growth Estimate

$1.46

Next Year Revenue Growth Estimate

$1.47B

Return on Equity (ROE)

0.01%

FREE CASH FLOW

Operating Margin

5.08%

Debt-to-Equity

0.00

Piotroski F-Score

6

Altman Z-Score

0.06

Return on Invested Capital (ROIC)

0.00%

Current Ratio

1.75

Quick Ratio

1.75

Net Debt to EBITDA

-4281.36

Interest Coverage

11.08

Gross Profit margin

58.32%

FCF PER SHARE

$1.31

REVENUE PER SHARE

$5.55

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Gainseekers Quantitative Analysis

Summary

Flywire Corporation’s valuation presents a perplexing picture. Recent pricing indicated it traded above its DCF value, suggesting potential overvaluation. The Forward P/E of 15.56 implies moderate growth expectations, yet the Altman Z-score of 0.06 raises red flags about financial distress. Despite an attractive Earnings Yield of 5.95%, the market seems to be pricing in significant risk. The Graham Number, however, suggests a much higher intrinsic value, indicating a potential mispricing by the market.

AI Exposure / Tech Reliance

Positioned within the Information Technology Services industry, Flywire is well-suited to leverage AI advancements. Its sector is inherently adaptable to technological shifts, offering opportunities to enhance service delivery and operational efficiency. This adaptability could provide a competitive edge in a rapidly evolving tech landscape.

The Bull Case

For the value-driven investor, Flywire offers compelling reasons to buy. A Piotroski F-Score of 6 indicates solid financial health, while a FCF Yield of 7.77% suggests efficient cash generation. The company's Operating Margin of 5.12% and zero Debt/Equity ratio highlight its pricing power and capital efficiency. These metrics paint a picture of a company with the potential for sustainable growth and profitability.

The Bear Case

Despite some strengths, Flywire faces significant structural risks. The Price/Book ratio of 0.0025 and Price/Sales of 3.03 suggest a potentially inflated valuation. Its proximity to the 52-week high, with only a 4.76% distance, indicates technical overextension. Additionally, the negative EV to EBITDA ratio underscores concerns about profitability and operational efficiency.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Buy

Average Analyst Price Target

$18.67

Institutional Ownership %

1-Year Beta

1.30

Insider Buying % (6 Mo)

Distance to 52-Week High

13.88%

Distance to 52-Week Low

37.13%

EARNINGS SURPRISE %

233.33%

50-DAY SMA

$13.86

200-DAY SMA

$13.36

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.