FFWM

First Foundation

Fundamental data last updated:March 30, 2026

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company profile

SECTOR

Financial Services

industry

Banks - Regional

Exchange

NYSE

County of HQ

United States

Next Earnings Date

04/29/26

Business Summary

First Foundation operates as a regional bank providing a range of financial services. It offers traditional banking products and related financial solutions to individuals and businesses within its markets.

 


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VALUATION

P/E

-

Market Cap ($M USD)

$481

Forward P/E

16

PEG

0.6

PRICE TO SALES

2.5

PRICE TO BOOK

0.6

EV / EBITDA

-

5-Year Average P/E

Free Cash Flow Yield

DCF Value

Graham Number

Price to FCF

EV to FCF

Earnings Yield

FCF Yield

DIVIDEND

Yield

-

Annual Payout

-

Payout Ratio

-

Consecutive Years of Dividend Growth

0

5-Year Dividend Growth Rate

-

Financial Health & Profitability

Earnings Per Share

-$1.88

Next Year EPS Growth Estimate

$0.36

Next Year Revenue Growth Estimate

11.50%

Return on Equity (ROE)

-17.00%

FREE CASH FLOW

Operating Margin

-3.80%

Debt-to-Equity

1.8

Piotroski F-Score

2

Altman Z-Score

0

Return on Invested Capital (ROIC)

7.90%

Current Ratio

-

Quick Ratio

Net Debt to EBITDA

Interest Coverage

Gross Profit margin

FCF PER SHARE

REVENUE PER SHARE

Analyze FFWM on TradingView

Gainseekers Quantitative Analysis

Summary

First Foundation operates in the Financial Services sector within the Banks – Regional industry and has a market cap of $481M. The company currently has negative earnings with an operating margin of -17.00%, while maintaining a Return on Equity of 11.50%. Valuation metrics show a Forward P/E of 16, a Price/Sales ratio of 2.5, and a Price/Book ratio of 0.6 ahead of its next earnings report on 04/29/26.

AI Exposure / Tech Reliance

As a regional bank, FFWM’s business model is not heavily dependent on advanced AI technologies, though operational efficiency and risk management systems may incorporate financial technology tools. Its tech reliance is likely centered on digital banking infrastructure rather than cutting-edge AI innovation.

The Bull Case

The stock trades at a Price/Book ratio of 0.6, suggesting it may be valued below its book value, which could indicate upside potential if performance stabilizes. A Forward P/E of 16 and a PEG Forward of 0.6 may imply attractive forward valuation relative to expected growth.

The Bear Case

The company is currently unprofitable with negative EPS and an operating margin of -17.00%, and EPS Next Year is estimated at -$1.88, signaling continued earnings pressure. Additionally, a Debt/Equity ratio of -3.80 and a modest TTM yield of 1.8 with no listed dividend per share may raise concerns about financial stability and income reliability.

Market Sentiment & Smart Money

Short Interest %

6.10%

Analyst Consensus

2.2

Average Analyst Price Target

$6.75

Institutional Ownership %

85.80%

1-Year Beta

0.85

Insider Buying % (6 Mo)

5.90%%

Distance to 52-Week High

86.50%

Distance to 52-Week Low

131.60%

EARNINGS SURPRISE %

50-DAY SMA

200-DAY SMA

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.