EQH

Equitable Holdings, Inc.

Fundamental data last updated:September 15, 2026

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company profile

SECTOR

Financial Services

industry

Insurance - Diversified

Exchange

NYSE

County of HQ

US

Next Earnings Date

Pending Announcement

Business Summary

Equitable Holdings, Inc., together with its consolidated subsidiaries, operates as a diversified financial services company worldwide. The company operates through four segments: Individual Retirement, Group Retirement, Investment Management and Research, and Protection Solutions. The Individual Retirement segment offers a suite of variable annuity products primarily to affluent and high net worth individuals. The Group Retirement segment provides tax-deferred investment and retirement services or products to plans sponsored by educational entities, municipalities, and not-for-profit entities, as well as small and medium-sized businesses. The Investment Management and Research segment offers diversified investment management, research, and related solutions to various clients through institutional, retail, and private wealth management channels; and distributes its institutional research products and solutions. The Protection Solutions segment provides various variable universal life, indexed universal life, and term life products to help affluent and high net worth individuals, as well as small and medium-sized business owners; and a suite of life, short- and long-term disability, dental, and vision insurance products to small and medium-size businesses. The company was formerly known as AXA Equitable Holdings, Inc. and changed its name to Equitable Holdings, Inc. in January 2020. Equitable Holdings, Inc. was founded in 1859 and is based in New York, New York.

 


VALUATION

P/E

-14.37

Market Cap ($M USD)

$11.82B

Forward P/E

3.44

PEG

0.01

PRICE TO SALES

1.04

PRICE TO BOOK

43.26

EV / EBITDA

46.54

5-Year Average P/E

Free Cash Flow Yield

6.83%

DCF Value

$209.52

Graham Number

N/A

Price to FCF

14.65

EV to FCF

10.96

Earnings Yield

-6.96%

FCF Yield

6.83%

DIVIDEND

Yield

2.57%

Annual Payout

$1.08

Payout Ratio

-45.86%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

-$2.92

Next Year EPS Growth Estimate

$12.21

Next Year Revenue Growth Estimate

$17.78B

Return on Equity (ROE)

-219.79%

FREE CASH FLOW

Operating Margin

-4.24%

Debt-to-Equity

-88.68

Piotroski F-Score

5

Altman Z-Score

-0.14

Return on Invested Capital (ROIC)

-0.28%

Current Ratio

0.56

Quick Ratio

0.56

Net Debt to EBITDA

-15.67

Interest Coverage

-2.08

Gross Profit margin

63.55%

FCF PER SHARE

$2.87

REVENUE PER SHARE

$40.24

Gainseekers Quantitative Analysis

Summary

The market seems to be dramatically mispricing EQH. With a DCF value far above recent pricing, the stock appears undervalued. The Forward P/E of 3.52 suggests a bargain, yet the negative Earnings Yield and Altman Z-score of 0.22 raise red flags about financial stability. The company’s negative ROE and operating margin indicate severe profitability issues. Despite these concerns, the potential for a turnaround is hinted at by the estimated EPS growth next year.

AI Exposure / Tech Reliance

In the insurance industry, EQH's ability to leverage AI and modern technology could enhance risk assessment and customer service. However, the traditional nature of the sector may slow rapid tech adoption. EQH must innovate to remain competitive in this evolving landscape.

The Bull Case

For the value-driven investor, EQH offers intriguing potential. The Piotroski F-Score of 5 indicates moderate financial health, while a strong FCF Yield suggests efficient capital use. Despite negative ROIC, the gross profit margin of 63.55% hints at solid pricing power. These factors could appeal to those betting on a successful turnaround.

The Bear Case

EQH faces significant structural risks. The Price/Book ratio of 43.90 is alarmingly high, suggesting overvaluation. Negative cash flow metrics, such as EV to FCF, highlight liquidity concerns. The stock's proximity to its 52-week high could indicate technical overextension, making it vulnerable to a pullback.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Buy

Average Analyst Price Target

$57.86

Institutional Ownership %

1-Year Beta

1.13

Insider Buying % (6 Mo)

Distance to 52-Week High

34.83%

Distance to 52-Week Low

16.17%

EARNINGS SURPRISE %

1.25%

50-DAY SMA

$40.35

200-DAY SMA

$45.78

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.