BLFY

Blue Foundry Bancorp

Fundamental data last updated:March 30, 2026

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company profile

SECTOR

Financial Services

industry

Banks - Regional

Exchange

Nasdaq

County of HQ

United States

Next Earnings Date

04/01/26

Business Summary

Blue Foundry Bancorp is a regional banking institution operating within the Financial Services sector. It provides traditional banking products and services typical of regional banks, serving individuals and businesses within its market footprint.

 


VALUATION

P/E

-

Market Cap ($M USD)

$265

Forward P/E

-

PEG

-

PRICE TO SALES

5.6

PRICE TO BOOK

0.8

EV / EBITDA

-

5-Year Average P/E

Free Cash Flow Yield

DCF Value

Graham Number

Price to FCF

EV to FCF

Earnings Yield

FCF Yield

DIVIDEND

Yield

-

Annual Payout

-

Payout Ratio

-

Consecutive Years of Dividend Growth

0

5-Year Dividend Growth Rate

-

Financial Health & Profitability

Earnings Per Share

-$0.45

Next Year EPS Growth Estimate

-$0.15

Next Year Revenue Growth Estimate

18.80%

Return on Equity (ROE)

-2.90%

FREE CASH FLOW

Operating Margin

-18.10%

Debt-to-Equity

1

Piotroski F-Score

5

Altman Z-Score

0.2

Return on Invested Capital (ROIC)

6.10%

Current Ratio

-

Quick Ratio

Net Debt to EBITDA

Interest Coverage

Gross Profit margin

FCF PER SHARE

REVENUE PER SHARE

Gainseekers Quantitative Analysis

Summary

Blue Foundry Bancorp operates in the Financial Services sector within the Banks – Regional industry and has a market capitalization of $265M. The company reports a Price / Sales ratio of 5.6 and a Price / Book ratio of 0.8, while Price / Earnings and Forward P/E are listed as “-“. Profitability metrics show a Return on Equity of 18.80% and an Operating Margin of -2.90%, with EPS Next Year (Est.) at -$0.45 and Sales Growth Next Year at -$0.15.

AI Exposure / Tech Reliance

As a regional bank, its operations are primarily financial and balance-sheet driven, with no direct AI-specific metrics provided. Technology reliance would likely center on standard banking infrastructure rather than dedicated AI exposure.

The Bull Case

The company’s Return on Equity of 18.80% suggests the potential to generate strong returns relative to equity. Its Price / Book ratio of 0.8 may indicate valuation support relative to book value.

The Bear Case

Operating Margin of -2.90% and an EPS Next Year (Est.) of -$0.45 point to near-term profitability pressure. Sales Growth Next Year of -$0.15 and Debt / Equity of -18.10% may raise concerns about financial stability and forward growth.

Market Sentiment & Smart Money

Short Interest %

3.80%

Analyst Consensus

3

Average Analyst Price Target

$10.00

Institutional Ownership %

60.90%

1-Year Beta

0.71

Insider Buying % (6 Mo)

14.90%%

Distance to 52-Week High

86.60%

Distance to 52-Week Low

167.70%

EARNINGS SURPRISE %

50-DAY SMA

200-DAY SMA

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.