BAC

Bank of America

Fundamental data last updated:March 30, 2026

company profile

SECTOR

Financial Services

industry

Banks - Diversified

Exchange

NYSE

County of HQ

United States

Next Earnings Date

04/15/26

Business Summary

Bank of America is a diversified bank that provides a broad range of financial services, including consumer banking, lending, and other financial products. It serves individuals, businesses, and institutional clients through its banking and related financial service offerings.

VALUATION

P/E

12.3

Market Cap ($M USD)

$335,633

Forward P/E

9.4

PEG

0.5

PRICE TO SALES

3.2

PRICE TO BOOK

1.2

EV / EBITDA

-

5-Year Average P/E

DIVIDEND

Yield

2.30%

Annual Payout

$1.12

Payout Ratio

28.00%

Consecutive Years of Dividend Growth

10+

5-Year Dividend Growth Rate

9.20%

Financial Health & Profitability

Earnings Per Share

$3.86

Next Year EPS Growth Estimate

$4.98

Next Year Revenue Growth Estimate

5.00%

Return on Equity (ROE)

9.60%

Operating Margin

38.40%

Debt-to-Equity

1.2

Piotroski F-Score

5

Altman Z-Score

-

Return on Invested Capital (ROIC)

16.10%%

Current Ratio

-

Quick Ratio

Gainseekers Quantitative Analysis

Summary

Bank of America operates in the Financial Services sector within the Banks – Diversified industry and has a market cap of $335,633M. The company trades at a P/E of 12.3 and a forward P/E of 9.4, with a PEG Forward of 0.5 and a price-to-book ratio of 1.2. Profitability metrics show a return on equity of 5.00% and an operating margin of 9.60%, while institutional ownership stands at 60.98%.

AI Exposure / Tech Reliance

As a diversified bank, its operations are primarily tied to financial services rather than direct AI production, though technology infrastructure likely supports its banking operations. Its valuation metrics do not explicitly reflect AI-specific revenue streams.

The Bull Case

The stock’s forward P/E of 9.4 and PEG Forward of 0.5 suggest potential valuation support relative to expected earnings, with EPS Next Year estimated at $3.86. A dividend yield of 1.2% and a dividend growth rate of 10+% over five years may appeal to income-focused investors.

The Bear Case

Return on equity of 5.00% and an operating margin of 9.60% indicate moderate profitability levels. Short interest of 9.20% of float and a consensus rating of 0.00% with a mean consensus target price of 1.61 may signal cautious market sentiment.

Market Sentiment & Smart Money

Short Interest %

0.00%

Analyst Consensus

1.61

Average Analyst Price Target

$60.98

Institutional Ownership %

71.50%

1-Year Beta

0.97

Insider Buying % (6 Mo)

7.40%%

Distance to 52-Week High

81.60%%

Distance to 52-Week Low

142.10%%