ARR

ARMOUR Residential REIT, Inc.

Fundamental data last updated:June 12, 2026

We may earn a commission from partner links. This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate.

company profile

SECTOR

Real Estate

industry

REIT - Mortgage

Exchange

NYSE

County of HQ

US

Next Earnings Date

07/22/2026

Business Summary

ARMOUR Residential REIT, Inc. invests in residential mortgage-backed securities (MBS) in the United States. The company's securities portfolio primarily consists of the United States Government-sponsored entity's (GSE) and the Government National Mortgage Administration's issued or guaranteed securities backed by fixed rate, hybrid adjustable rate, and adjustable-rate home loans, as well as unsecured notes and bonds issued by the GSE and the United States treasuries, as well as money market instruments. It also invests in other securities backed by residential mortgages for which the payment of principal and interest is not guaranteed by a GSE or government agency. The company has elected to be taxed as a real estate investment trust under the Internal Revenue Code. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. ARMOUR Residential REIT, Inc. was incorporated in 2008 and is based in Vero Beach, Florida.

 


Analyze ARR on TradingView

VALUATION

P/E

8.51

Market Cap ($M USD)

$2.12B

Forward P/E

5.31

PEG

0.09

PRICE TO SALES

2.14

PRICE TO BOOK

0.88

EV / EBITDA

27.05

5-Year Average P/E

Free Cash Flow Yield

6.33%

DCF Value

$-138.99

Graham Number

$29.74

Price to FCF

15.81

EV to FCF

152.82

Earnings Yield

11.75%

FCF Yield

6.33%

DIVIDEND

Yield

16.83%

Annual Payout

$2.88

Payout Ratio

122.12%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$2.01

Next Year EPS Growth Estimate

$3.22

Next Year Revenue Growth Estimate

$49.09B

Return on Equity (ROE)

11.47%

FREE CASH FLOW

Operating Margin

84.74%

Debt-to-Equity

7.94

Piotroski F-Score

4

Altman Z-Score

0.02

Return on Invested Capital (ROIC)

3.92%

Current Ratio

0.00

Quick Ratio

0.00

Net Debt to EBITDA

24.26

Interest Coverage

1.23

Gross Profit margin

95.77%

FCF PER SHARE

$1.12

REVENUE PER SHARE

$8.30

Analyze ARR on TradingView

Gainseekers Quantitative Analysis

Summary

The market seems to be mispricing ARMOUR Residential REIT, Inc. significantly. With a DCF value deeply negative, the stock’s snapshot price suggests a disconnect from intrinsic value. The Forward P/E of 5.48 and an Earnings Yield of 11.41% indicate potential undervaluation, but the Altman Z-score of 0.02 screams financial distress. Despite a low Price/Book ratio of 0.90, suggesting a bargain, the company’s safety and growth prospects are clouded by its precarious financial health.

AI Exposure / Tech Reliance

As a mortgage REIT, ARMOUR Residential REIT, Inc. is not directly exposed to AI or tech shifts. However, its ability to leverage technology for operational efficiency and risk management could enhance its competitive edge. The industry’s focus remains on interest rate environments rather than tech adaptation.

The Bull Case

For the value investor, ARMOUR offers compelling reasons to buy. The ROIC of 3.92% and a robust operating margin of 84.74% highlight efficient capital use and strong pricing power. A Piotroski F-Score of 4 suggests moderate financial health, while a TTM yield of 16.34% provides an attractive income stream. These metrics paint a picture of a company that, despite challenges, can generate substantial returns for shareholders.

The Bear Case

ARMOUR's structural risks are glaring. The Altman Z-score of 0.02 indicates severe financial distress, and a Debt/Equity ratio of 7.94 raises red flags about leverage. The EV to FCF ratio of 153.30 suggests poor cash flow relative to enterprise value, while the stock's proximity to its 52-week high implies technical overextension. These factors collectively undermine confidence in its long-term viability.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Hold

Average Analyst Price Target

$18.25

Institutional Ownership %

1-Year Beta

1.37

Insider Buying % (6 Mo)

Distance to 52-Week High

12.86%

Distance to 52-Week Low

18.29%

EARNINGS SURPRISE %

4.11%

50-DAY SMA

$17.07

200-DAY SMA

$16.78

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.