AON

Aon plc

Fundamental data last updated:September 6, 2026

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company profile

SECTOR

Financial Services

industry

Insurance - Brokers

Exchange

NYSE

County of HQ

IE

Next Earnings Date

Pending Announcement

Business Summary

Aon plc operates as a professional services firm in the United States, rest of the Americas, the United Kingdom, Ireland, rest of Europe, the Middle East, Africa, and the Asia Pacific. It operates through Risk Capital and Human Capital segments. The company offers commercial risk solutions comprising retail and insurance brokerage, specialty solutions, global risk consulting, captives management, and affinity programs; health solutions, such as consulting and brokerage, consumer benefits, and talent advisory services; and wealth solutions, including retirement consulting and investments. It also provides treaty and facultative reinsurance; strategy and technology group solutions; insurance-linked securities, capital raising, strategic advice, restructuring, and merger and acquisition services; and risk management products and solutions, capital market solutions, and corporate finance advisory services. In addition, the company offers strategic design advice and actuarial services; pension risk transfer and integrated pension administration; and investment advisory services on developing and maintaining investment programs across various plan types, including defined benefit plans, defined contribution plans, master trusts, and pooled employer plans for corporations, public pensions, endowments, and foundations. Aon plc was incorporated in 1979 and is headquartered in Dublin, Ireland.

 


VALUATION

P/E

19.40

Market Cap ($M USD)

$76.23B

Forward P/E

14.39

PEG

0.41

PRICE TO SALES

4.36

PRICE TO BOOK

7.78

EV / EBITDA

13.37

5-Year Average P/E

Free Cash Flow Yield

4.59%

DCF Value

$385.12

Graham Number

$137.81

Price to FCF

21.80

EV to FCF

25.89

Earnings Yield

5.15%

FCF Yield

4.59%

DIVIDEND

Yield

0.86%

Annual Payout

$3.06

Payout Ratio

16.34%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$18.39

Next Year EPS Growth Estimate

$24.80

Next Year Revenue Growth Estimate

$20.72B

Return on Equity (ROE)

45.09%

FREE CASH FLOW

Operating Margin

27.56%

Debt-to-Equity

1.77

Piotroski F-Score

8

Altman Z-Score

1.86

Return on Invested Capital (ROIC)

17.92%

Current Ratio

1.07

Quick Ratio

1.07

Net Debt to EBITDA

2.11

Interest Coverage

6.12

Gross Profit margin

65.98%

FCF PER SHARE

$16.32

REVENUE PER SHARE

$81.60

Gainseekers Quantitative Analysis

Summary

AON’s valuation reveals a compelling opportunity for discerning investors. With a Forward P/E of 13.07 and a PEG ratio of 0.44, the market appears to be undervaluing its growth potential. The stock has traded below its DCF value, suggesting a mispricing relative to intrinsic worth. However, the Altman Z-score of 1.73 signals caution, hinting at potential financial distress. Despite this, the earnings yield of 5.89% indicates a robust income generation capability, supporting a bullish outlook.

AI Exposure / Tech Reliance

In the insurance brokerage industry, AON is strategically positioned to leverage AI and technological advancements. Its ability to integrate data analytics into risk management solutions enhances client offerings. This adaptability ensures resilience in a rapidly evolving tech landscape.

The Bull Case

For the value-driven investor, AON presents a compelling case. A remarkable ROIC of 17.92% underscores its capital efficiency, while a Piotroski F-Score of 8 indicates strong financial health. The operating margin of 27.56% reflects significant pricing power, and a solid FCF yield suggests robust cash flow generation. These metrics paint a picture of a company with formidable operational strength and strategic foresight.

The Bear Case

Despite its strengths, AON faces notable challenges. The Price/Book ratio of 6.81 and Price/Sales of 3.82 suggest a premium valuation that may deter conservative investors. Additionally, the stock's proximity to its 52-week high raises concerns about technical overextension. While debt levels are manageable, the high valuation multiples could limit upside potential in the short term.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Buy

Average Analyst Price Target

$392.00

Institutional Ownership %

1-Year Beta

0.71

Insider Buying % (6 Mo)

Distance to 52-Week High

6.75%

Distance to 52-Week Low

14.66%

EARNINGS SURPRISE %

1.73%

50-DAY SMA

$323.21

200-DAY SMA

$336.09

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.