ABCB

Ameris

Fundamental data last updated:March 2, 2026

company profile

SECTOR

Financial Services

industry

Banks - Regional

Exchange

NYSE

County of HQ

United States

Next Earnings Date

57 Days

Business Summary

Ameris Bancorp operates as the bank holding company for Ameris Bank, which provides a range of banking services to retail and commercial customers. Its offerings include commercial and retail checking accounts, savings accounts, money market accounts, and various lending services.

VALUATION

P/E

12.9

Market Cap ($M USD)

$5,282

Forward P/E

11.2

PEG

1.6

PRICE TO SALES

4.6

PRICE TO BOOK

1.3

DIVIDEND

Yield

1.00%

Annual Payout

$0.80

Payout Ratio

13.80%

Consecutive Years of Dividend Growth

3

5-Year Dividend Growth Rate

5.90%

Financial Health & Profitability

Earnings Per Share

$5.80

Next Year EPS Growth Estimate

$6.93

Next Year Revenue Growth Estimate

6.20%

Return on Equity (ROE)

9.90%

Operating Margin

50.10%

Debt-to-Equity

0.1

Gainseekers Quantitative Analysis

Summary

With a market capitalization of $5,282 million, the company trades at a Price to Earnings ratio of 12.9 and a Price to Book of 1.3. Analysts anticipate EPS to grow to $6.93 next year, supported by projected sales growth of 6.20%, while the company maintains a dividend of $0.80 per share. The firm exhibits a strong balance sheet with a Debt to Equity ratio of 0.1 and sees high institutional ownership at 96.20%, with a mean consensus target price of $90.07.

AI Exposure / Tech Reliance

The provided financial data does not contain any metrics related to the company's AI exposure or technological reliance.

The Bull Case

The bull case is supported by a strong operating margin of 50.10% and an estimated sales growth of 6.20% for the next year. Furthermore, analysts project EPS to reach $6.93, with a mean consensus target price of $90.07 and a consensus rating of 2.

The Bear Case

Potential concerns include a low TTM Yield of 1.00% and a Return on Equity of 9.90%. Additionally, the Short % of Float stands at 4.00%, and the forward PEG ratio is 1.6.

Market Sentiment & Smart Money

Short Interest %

4.00%

Analyst Consensus

2

Average Analyst Price Target

$90.07

Institutional Ownership %

96.20%