AMP

Ameriprise Financial, Inc.

Fundamental data last updated:September 6, 2026

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company profile

SECTOR

Financial Services

industry

Asset Management

Exchange

NYSE

County of HQ

US

Next Earnings Date

Pending Announcement

Business Summary

Ameriprise Financial, Inc., through its subsidiaries, provides various financial products and services to individual and institutional clients in the United States and internationally. It operates through four segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates. The Asset Management segment offers investment management and advice, and investment products to retail, high net worth, and institutional clients through unaffiliated third-party financial institutions and institutional sales force. This segment products also include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds. The Retirement & Protection Solutions segment provides variable annuity products to individual clients, as well as life and DI insurance products to retail clients. The company was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc. in September 2005. Ameriprise Financial, Inc. was founded in 1894 and is headquartered in Minneapolis, Minnesota.

 


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VALUATION

P/E

10.68

Market Cap ($M USD)

$40.07B

Forward P/E

7.01

PEG

0.13

PRICE TO SALES

2.08

PRICE TO BOOK

6.69

EV / EBITDA

6.55

5-Year Average P/E

Free Cash Flow Yield

4.18%

DCF Value

$614.18

Graham Number

$250.08

Price to FCF

23.95

EV to FCF

20.92

Earnings Yield

9.37%

FCF Yield

4.18%

DIVIDEND

Yield

1.46%

Annual Payout

$6.50

Payout Ratio

77.77%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$41.75

Next Year EPS Growth Estimate

$63.58

Next Year Revenue Growth Estimate

$22.55B

Return on Equity (ROE)

61.59%

FREE CASH FLOW

Operating Margin

27.39%

Debt-to-Equity

0.90

Piotroski F-Score

6

Altman Z-Score

0.48

Return on Invested Capital (ROIC)

3.50%

Current Ratio

0.70

Quick Ratio

0.70

Net Debt to EBITDA

-0.95

Interest Coverage

16.22

Gross Profit margin

51.65%

FCF PER SHARE

$17.93

REVENUE PER SHARE

$206.88

Analyze AMP on TradingView

Gainseekers Quantitative Analysis

Summary

AMP Ameriprise Financial, Inc. appears to be a compelling opportunity for value investors, trading significantly below its DCF Value and Graham Number. The Forward P/E of 7.32 suggests a market underestimation of future earnings potential, while the Earnings Yield of 8.97% indicates robust income generation relative to its price. However, the Altman Z-score of 0.49 raises red flags about financial distress risk, demanding caution. Despite these concerns, the stock’s valuation metrics suggest a potential mispricing, offering a window for savvy investors to capitalize on market inefficiencies.

AI Exposure / Tech Reliance

In the asset management industry, AMP is well-positioned to leverage AI and modern technology to enhance portfolio management and client services. The sector's inherent need for data analytics and automation aligns with AMP's capabilities, allowing it to adapt swiftly to tech-driven shifts. This adaptability could bolster its competitive edge in an increasingly digital financial landscape.

The Bull Case

For the value or GARP investor, AMP's appeal lies in its impressive ROIC of 3.50% and a solid FCF Yield of 3.96%. These metrics underscore efficient capital allocation and cash generation, vital for long-term growth. The Piotroski F-Score of 6 suggests sound financial health, while a Gross Profit Margin of 51.65% highlights strong pricing power. Together, these factors paint a picture of a company with the potential for sustainable profitability and shareholder returns.

The Bear Case

Despite its strengths, AMP faces structural risks, notably its high Price/Book ratio of 6.99, which suggests overvaluation relative to its book value. The low Altman Z-score indicates potential financial instability, and the stock's proximity to its 52-week high raises concerns about technical overextension. Additionally, a Current Ratio of 0.70 points to liquidity challenges, which could hinder operational flexibility in volatile markets.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Buy

Average Analyst Price Target

$514.00

Institutional Ownership %

1-Year Beta

1.20

Insider Buying % (6 Mo)

Distance to 52-Week High

23.44%

Distance to 52-Week Low

5.24%

EARNINGS SURPRISE %

10.28%

50-DAY SMA

$456.35

200-DAY SMA

$478.22

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.