AEG

Aegon Ltd.

Fundamental data last updated:June 8, 2026

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company profile

SECTOR

Financial Services

industry

Insurance - Diversified

Exchange

NYSE

County of HQ

NL

Next Earnings Date

08/20/2026

Business Summary

Aegon Ltd. provides insurance, pensions, and asset management services in the Americas, the Netherlands, and the United Kingdom. The company offers life, accident, and health insurance; savings, pension, annuities, and mutual funds; property and casualty insurance; retirement plans and individual retirement accounts; voluntary employee benefits; and stable value solutions. It also provides debt securities; mortgage loans; derivatives; reinsurance assets; other loans; money market and short-term investments; credit risk management; disability services; and digital banking solutions. Aegon N.V. was founded in 1983 and is headquartered in The Hague, the Netherlands.

 


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VALUATION

P/E

13.12

Market Cap ($M USD)

$12.80B

Forward P/E

7.05

PEG

0.08

PRICE TO SALES

0.43

PRICE TO BOOK

1.47

EV / EBITDA

12.14

5-Year Average P/E

Free Cash Flow Yield

-4.77%

DCF Value

$18.32

Graham Number

$8.50

Price to FCF

-20.95

EV to FCF

-25.53

Earnings Yield

8.82%

FCF Yield

-4.77%

DIVIDEND

Yield

5.20%

Annual Payout

$0.38

Payout Ratio

64.55%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$0.65

Next Year EPS Growth Estimate

$1.20

Next Year Revenue Growth Estimate

$967.68B

Return on Equity (ROE)

11.63%

FREE CASH FLOW

Operating Margin

26.26%

Debt-to-Equity

0.74

Piotroski F-Score

5

Altman Z-Score

0.27

Return on Invested Capital (ROIC)

2.13%

Current Ratio

0.00

Quick Ratio

0.00

Net Debt to EBITDA

2.18

Interest Coverage

20.09

Gross Profit margin

100.00%

FCF PER SHARE

$-0.35

REVENUE PER SHARE

$17.05

Analyze AEG on TradingView

Gainseekers Quantitative Analysis

Summary

Aegon Ltd. is trading at a significant discount relative to its DCF Value and Graham Number, suggesting a potential mispricing by the market. With a Forward P/E of 6.92 and an Earnings Yield of 9.11%, the stock appears attractively valued for growth at a reasonable price (GARP) investors. However, the Altman Z-score of 0.27 raises red flags about financial distress, indicating potential risks. Despite these concerns, the valuation metrics suggest that the market may be underestimating Aegon’s future earnings potential.

AI Exposure / Tech Reliance

Operating within the insurance industry, Aegon Ltd. is positioned to leverage AI for risk assessment and customer service improvements. The industry's reliance on data analytics provides a fertile ground for AI integration. However, the company's adaptability will depend on its ability to invest in and implement these technologies effectively.

The Bull Case

For value investors, Aegon Ltd. offers compelling reasons to buy. The company's ROIC of 2.13% and operating margin of 26.26% reflect efficient capital use and strong pricing power. Despite a negative FCF Yield, the Piotroski F-Score of 5 indicates moderate financial health. These metrics suggest that Aegon is capable of generating solid returns on investment, making it an attractive option for those seeking undervalued opportunities.

The Bear Case

Aegon Ltd. faces significant structural risks, particularly with its cash flow issues. The negative FCF Yield and Price to FCF ratio of -20.29 highlight a concerning inability to generate free cash flow. Additionally, the stock's proximity to its 52-week high suggests it may be technically overextended. These factors, combined with a Price/Book ratio of 1.42, indicate potential overvaluation and financial vulnerability.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Hold

Average Analyst Price Target

$7.50

Institutional Ownership %

1-Year Beta

0.63

Insider Buying % (6 Mo)

Distance to 52-Week High

4.08%

Distance to 52-Week Low

21.56%

EARNINGS SURPRISE %

-43.74%

50-DAY SMA

$7.91

200-DAY SMA

$7.70

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.