ABX

Abacus Global Management, Inc.

Fundamental data last updated:October 28, 2026

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company profile

SECTOR

Financial Services

industry

Insurance - Life

Exchange

NYSE

County of HQ

United States

Next Earnings Date

11/05/2026

Business Summary

ABX Abacus Global Management, Inc. operates in the life insurance sector, generating cash through premium collections and investment income. Their competitive moat lies in a robust actuarial expertise and customer loyalty built over years. By offering tailored insurance products, they lock in clients with long-term policies. This strategy not only ensures steady cash flow but also creates barriers for new entrants, securing their market position.

 


VALUATION

P/E

28.40

Market Cap ($M USD)

$811.68M

Forward P/E

7.94

PEG

1.18

PRICE TO SALES

3.04

PRICE TO BOOK

1.82

EV / EBITDA

11.20

5-Year Average P/E

Free Cash Flow Yield

10.93%

DCF Value

$199.84

Graham Number

$5.47

Price to FCF

9.15

EV to FCF

12.77

Earnings Yield

3.52%

FCF Yield

10.93%

DIVIDEND

Yield

2.41%

Annual Payout

$0.20

Payout Ratio

70.69%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$0.29

Next Year EPS Growth Estimate

$1.04

Next Year Revenue Growth Estimate

$285.82M

Return on Equity (ROE)

6.56%

FREE CASH FLOW

Operating Margin

31.17%

Debt-to-Equity

0.78

Piotroski F-Score

6

Altman Z-Score

1.77

Return on Invested Capital (ROIC)

5.97%

Current Ratio

1.77

Quick Ratio

1.77

Net Debt to EBITDA

3.17

Interest Coverage

2.13

Gross Profit margin

68.55%

FCF PER SHARE

$0.92

REVENUE PER SHARE

$2.77

Gainseekers Quantitative Analysis

Summary

The market appears to be significantly mispricing ABX Abacus Global Management, Inc. relative to its intrinsic value. With a DCF value towering over the snapshot price, the stock seems undervalued by a staggering margin. The Forward P/E of 7.94 suggests a more optimistic future earnings potential, contrasting sharply with the current high Price/Earnings ratio. However, the Altman Z-score of 1.77 raises red flags about financial distress, indicating potential vulnerability. Despite this, the Earnings Yield of 3.52% reflects a modest return, hinting at a cautious but potentially rewarding investment.

AI Exposure / Tech Reliance

In the insurance industry, ABX is well-positioned to leverage AI for risk assessment and customer personalization. As technology reshapes financial services, their adaptability will be crucial. However, the life insurance sector's traditional nature may slow rapid tech adoption.

The Bull Case

For the discerning GARP investor, ABX offers compelling reasons to buy. The company's ROIC of 5.97% and a solid FCF Yield indicate efficient capital use and cash generation. With a Piotroski F-Score of 6, it shows moderate financial strength, while an operating margin of 31.17% underscores robust pricing power. These metrics suggest a company capable of delivering steady returns and navigating economic cycles with resilience.

The Bear Case

Despite some strengths, ABX faces significant structural risks. The Price/Book ratio of 1.82 and Price/Sales ratio of 3.03 suggest the stock is not a bargain on these fronts. Additionally, the Net Debt to EBITDA ratio of 3.17 signals potential leverage concerns. The Altman Z-score further highlights financial instability, and the stock's proximity to its 52-week high could indicate technical overextension, making it a risky bet for cautious investors.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Buy

Average Analyst Price Target

$13.00

Institutional Ownership %

1-Year Beta

0.06

Insider Buying % (6 Mo)

Distance to 52-Week High

49.88%

Distance to 52-Week Low

39.76%

EARNINGS SURPRISE %

16.67%

50-DAY SMA

$8.80

200-DAY SMA

$9.15

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.