V

Visa

Fundamental data last updated:March 30, 2026

company profile

SECTOR

Financial Services

industry

Credit Services

Exchange

NYSE

County of HQ

United States

Next Earnings Date

05/05/26

Business Summary

Visa is a global payments technology company that facilitates electronic funds transfers between consumers, merchants, financial institutions, and governments. It operates a worldwide network that enables credit, debit, and digital payment transactions across multiple currencies and countries.

VALUATION

P/E

27.8

Market Cap ($M USD)

$568,350

Forward P/E

20.3

PEG

1.8

PRICE TO SALES

15.6

PRICE TO BOOK

14.9

EV / EBITDA

21.6

5-Year Average P/E

DIVIDEND

Yield

0.90%

Annual Payout

$2.68

Payout Ratio

22.90%

Consecutive Years of Dividend Growth

10+

5-Year Dividend Growth Rate

15.90%

Financial Health & Profitability

Earnings Per Share

$10.67

Next Year EPS Growth Estimate

$14.54

Next Year Revenue Growth Estimate

10.50%

Return on Equity (ROE)

53.10%

Operating Margin

67.00%

Debt-to-Equity

0.6

Piotroski F-Score

6

Altman Z-Score

7.5

Return on Invested Capital (ROIC)

35.40%%

Current Ratio

1.1

Quick Ratio

Gainseekers Quantitative Analysis

Summary

Visa operates in the Financial Services sector within the Credit Services industry and trades on the NYSE with a market cap of $568,350 million. The company has a Price / Earnings ratio of 27.8 and a Forward P/E of 20.3, with a PEG Forward of 1.8, reflecting expectations for continued earnings growth. Profitability remains strong with a 53.10% operating margin and 10.50% return on equity, while Debt / Equity stands at 67.00% and the TTM yield is 0.6.

AI Exposure / Tech Reliance

Visa’s business model is heavily reliant on digital payments infrastructure and technology platforms to process transactions at scale. Its high operating margin of 53.10% suggests significant efficiency derived from its technology-driven network.

The Bull Case

The valuation premium, with a 27.8 P/E and 20.3 Forward P/E, combined with a PEG Forward of 1.8, indicates investors expect solid future growth. Strong profitability metrics, including a 53.10% operating margin and 10.50% return on equity, support the case for sustained earnings power.

The Bear Case

The stock trades at elevated multiples, including a Price / Sales of 15.6 and Price / Book of 14.9, which could limit upside if growth disappoints. A Debt / Equity ratio of 67.00% and Short % of Float at 15.90% may signal leverage concerns and notable bearish positioning.

Market Sentiment & Smart Money

Short Interest %

1.60%

Analyst Consensus

1.32

Average Analyst Price Target

$403.17

Institutional Ownership %

90.80%

1-Year Beta

0.77

Insider Buying % (6 Mo)

0.60%%

Distance to 52-Week High

78.70%%

Distance to 52-Week Low

100.40%%