PSFE

Paysafe Limited

Fundamental data last updated:August 30, 2026

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company profile

SECTOR

Technology

industry

Information Technology Services

Exchange

NYSE

County of HQ

GB

Next Earnings Date

Pending Announcement

Business Summary

Paysafe Limited provides digital commerce solutions to online businesses, small and medium-sized business merchants, and consumers through its Paysafe Network worldwide. The company operates in two segments, US Acquiring and Digital Commerce. It provides PCI-compliant payment acceptance and transaction processing solutions for merchants and integrated service providers, including merchant acquiring, transaction processing, online solutions, fraud and risk management tools, data and analytics, and point of sale systems and merchant financing solutions under the Paysafe and Petroleum Card Services brands. The company also offers digital wallet solutions under the Skrill and NETELLER brands; and pay-by-bank solution under the Rapid Transfer brand. In addition, it provides eCash solutions, such as Paysafecash, a bill payment eCash solution that allow users to shop online and then pay offline in cash to finalize the transaction; paysafecard, a prepaid eCash solution; and paysafecard prepaid Mastercard that can be linked to a digital paysafecard account and used to make purchases. Further, it offers integrated and ecommerce solutions for online merchants and software-integrated merchants within integrated payment capabilities; online toolkit that allows merchants and integrated software vendor to build and scale their online commerce presence; and turn-key payments gateway solution that offers critical connectivity between merchant online sites and payment acceptance and transaction processing providers. Additionally, the company manages and provides various connections to card processing networks, acquiring banks, and transaction processors; and offers gateway connectivity,? shopping cart, tokenization and encryption, fraud and risk management, and support to payment alternatives, as well as provides integrations into eCommerce platforms and multiple alternative payment methods. Paysafe Limited is based in London, the United Kingdom.

 


VALUATION

P/E

-1.97

Market Cap ($M USD)

$396.87M

Forward P/E

2.18

PEG

0.01

PRICE TO SALES

0.23

PRICE TO BOOK

0.64

EV / EBITDA

7.05

5-Year Average P/E

Free Cash Flow Yield

43.92%

DCF Value

$170.89

Graham Number

N/A

Price to FCF

2.28

EV to FCF

15.34

Earnings Yield

-50.75%

FCF Yield

43.92%

DIVIDEND

Yield

0.00%

Annual Payout

$0.00

Payout Ratio

0.00%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

-$3.90

Next Year EPS Growth Estimate

$3.52

Next Year Revenue Growth Estimate

$2.00B

Return on Equity (ROE)

-28.61%

FREE CASH FLOW

Operating Margin

5.48%

Debt-to-Equity

4.06

Piotroski F-Score

4

Altman Z-Score

-0.17

Return on Invested Capital (ROIC)

2.96%

Current Ratio

1.16

Quick Ratio

1.16

Net Debt to EBITDA

6.00

Interest Coverage

0.70

Gross Profit margin

48.40%

FCF PER SHARE

$3.41

REVENUE PER SHARE

$34.05

Gainseekers Quantitative Analysis

Summary

The market appears to be significantly undervaluing Paysafe Limited. With a DCF value that towers over recent pricing, the stock seems poised for a potential re-rating. The Forward P/E of 2.54 suggests a bargain, especially when juxtaposed against the negative earnings yield, indicating a turnaround story. However, the Altman Z-score of 0.59 raises red flags about financial distress, hinting at underlying risks. Despite these concerns, the market may be overly pessimistic given the company’s growth prospects.

AI Exposure / Tech Reliance

Positioned within the Information Technology Services industry, Paysafe is well-situated to leverage AI advancements. As digital transactions evolve, the company can capitalize on AI for enhanced fraud detection and customer personalization. This adaptability is crucial in maintaining relevance in a rapidly shifting tech landscape.

The Bull Case

For the value-driven investor, Paysafe offers compelling reasons to buy. A robust ROIC of 2.80% and a healthy FCF yield of 28.40% underscore its capital efficiency. The Piotroski F-Score of 5 suggests moderate financial health, while a gross profit margin of 52.35% indicates strong pricing power. These metrics paint a picture of a company with the potential for sustainable growth and profitability.

The Bear Case

Despite its strengths, Paysafe faces significant structural risks. The negative return on equity of -24.06% and a debt-to-equity ratio of 4.06 highlight financial vulnerabilities. The interest coverage ratio of 0.70 suggests potential difficulties in meeting debt obligations. Additionally, trading below its 200-Day SMA indicates technical weakness, raising questions about market confidence.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Buy

Average Analyst Price Target

$10.13

Institutional Ownership %

1-Year Beta

1.83

Insider Buying % (6 Mo)

Distance to 52-Week High

95.57%

Distance to 52-Week Low

22.53%

EARNINGS SURPRISE %

2.50%

50-DAY SMA

$7.95

200-DAY SMA

$9.32

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.