MHO

M/I Homes, Inc.

Fundamental data last updated:October 20, 2026

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company profile

SECTOR

Consumer Cyclical

industry

Residential Construction

Exchange

NYSE

County of HQ

US

Next Earnings Date

Pending Announcement

Business Summary

M/I Homes, Inc., together with its subsidiaries, operates as a builder of single-family homes in Ohio, Indiana, Illinois, Minnesota, Michigan, Florida, Texas, North Carolina, and Tennessee. The company operates through Northern Homebuilding, Southern Homebuilding, and Financial Services segments. It designs, constructs, markets, and sells single-family homes and attached townhomes to first-time, millennial, move-up, empty-nester, and luxury buyers under the M/I Homes brand name. The company also purchases undeveloped land to develop into developed lots for the construction of single-family homes, as well as for sale to others. In addition, it originates and sells mortgages; and serves as a title insurance agent by providing title insurance policies, examination, and closing services to purchasers of its homes. The company was formerly known as M/I Schottenstein Homes, Inc. and changed its name to M/I Homes, Inc. in January 2004. M/I Homes, Inc. was founded in 1976 and is based in Columbus, Ohio.

 


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VALUATION

P/E

9.59

Market Cap ($M USD)

$3.41B

Forward P/E

8.57

PEG

0.72

PRICE TO SALES

0.78

PRICE TO BOOK

1.08

EV / EBITDA

6.54

5-Year Average P/E

Free Cash Flow Yield

5.84%

DCF Value

$156.52

Graham Number

$195.40

Price to FCF

17.14

EV to FCF

18.36

Earnings Yield

10.43%

FCF Yield

5.84%

DIVIDEND

Yield

0.00%

Annual Payout

$0.00

Payout Ratio

0.00%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$13.82

Next Year EPS Growth Estimate

$15.46

Next Year Revenue Growth Estimate

$4.44B

Return on Equity (ROE)

11.42%

FREE CASH FLOW

Operating Margin

10.42%

Debt-to-Equity

0.34

Piotroski F-Score

4

Altman Z-Score

3.70

Return on Invested Capital (ROIC)

9.94%

Current Ratio

4.64

Quick Ratio

3.56

Net Debt to EBITDA

0.44

Interest Coverage

5.58

Gross Profit margin

22.23%

FCF PER SHARE

$7.66

REVENUE PER SHARE

$167.74

Analyze MHO on TradingView

Gainseekers Quantitative Analysis

Summary

M/I Homes, Inc. appears to be trading at a discount relative to its intrinsic value, with the snapshot price below both its DCF Value and Graham Number. The Forward P/E of 8.53 and an Earnings Yield of 10.48% suggest a compelling valuation, especially for a company with a solid Altman Z-score of 3.69, indicating financial stability. The market seems to be underestimating its growth potential, as evidenced by a PEG ratio of 0.72, which is attractive for growth-at-a-reasonable-price investors. Overall, the financial health is robust, with a manageable Debt/Equity ratio and strong interest coverage, making it a potentially undervalued gem in the residential construction sector.

AI Exposure / Tech Reliance

Operating in the residential construction industry, M/I Homes, Inc. is less exposed to rapid AI or tech disruptions compared to tech-heavy sectors. However, the company can leverage modern construction technologies and data analytics to optimize operations and enhance customer experiences. This adaptability could provide a competitive edge in an evolving market landscape.

The Bull Case

For value and GARP investors, M/I Homes offers a compelling narrative. With a ROIC of 9.94%, the company demonstrates efficient capital allocation, while a FCF Yield of 5.86% underscores its ability to generate cash. Despite a middling Piotroski F-Score of 4, the operating margin of 10.42% reflects solid pricing power and operational efficiency. These metrics suggest a well-managed company capable of delivering shareholder value through strategic growth and disciplined financial management.

The Bear Case

Despite its strengths, M/I Homes faces structural risks. The Price/Book ratio of 1.07 and Price/Sales of 0.78 might seem reasonable, but the stock's proximity to its 52-week high raises concerns of technical overextension. Additionally, with a Piotroski F-Score of 4, there are questions about the company's operational improvements and financial health momentum. The lack of a dividend yield could also deter income-focused investors, highlighting a potential gap in its shareholder return strategy.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Hold

Average Analyst Price Target

$165.00

Institutional Ownership %

1-Year Beta

1.65

Insider Buying % (6 Mo)

Distance to 52-Week High

19.92%

Distance to 52-Week Low

21.88%

EARNINGS SURPRISE %

-3.41%

50-DAY SMA

$126.43

200-DAY SMA

$134.66

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.