JPM

JPMorgan Chase & Co.

Fundamental data last updated:June 7, 2026

We may earn a commission from partner links. This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate.

company profile

SECTOR

Financial Services

industry

Banks - Diversified

Exchange

NYSE

County of HQ

US

Next Earnings Date

07/14/2026

Business Summary

JPMorgan Chase & Co. operates as a financial services company worldwide. It operates through four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM). The CCB segment offers s deposit, investment and lending products, payments, and services to consumers; lending, deposit, and cash management and payment solutions to small businesses; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit card, auto loan, and leasing services. The CIB segment provides investment banking products and services, including corporate strategy and structure advisory, and equity and debt markets capital-raising services, as well as loan origination and syndication; payments and cross-border financing; and cash and derivative instruments, risk management solutions, prime brokerage, and research. This segment also offers securities services, including custody, fund accounting and administration, and securities lending products for asset managers, insurance companies, and public and private investment funds. The CB segment provides financial solutions, including lending, payments, investment banking, and asset management to small business, large and midsized companies, local governments, and nonprofit clients; and commercial real estate banking services to investors, developers, and owners of multifamily, office, retail, industrial, and affordable housing properties. The AWM segment offers multi-asset investment management solutions in equities, fixed income, alternatives, and money market funds to institutional clients and retail investors; and retirement products and services, brokerage, custody, trusts and estates, loans, mortgages, deposits, and investment management products. The company also provides ATM, online and mobile, and telephone banking services. JPMorgan Chase & Co. was founded in 1799 and is headquartered in New York, New York.

 


VALUATION

P/E

14.79

Market Cap ($M USD)

$837.00B

Forward P/E

12.08

PEG

0.54

PRICE TO SALES

2.94

PRICE TO BOOK

2.39

EV / EBITDA

21.59

5-Year Average P/E

Free Cash Flow Yield

16.84%

DCF Value

$737.58

Graham Number

$249.07

Price to FCF

5.94

EV to FCF

12.48

Earnings Yield

6.76%

FCF Yield

16.84%

DIVIDEND

Yield

1.89%

Annual Payout

$5.90

Payout Ratio

29.16%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$21.12

Next Year EPS Growth Estimate

$25.86

Next Year Revenue Growth Estimate

$21.50T

Return on Equity (ROE)

16.32%

FREE CASH FLOW

Operating Margin

26.19%

Debt-to-Equity

2.60

Piotroski F-Score

7

Altman Z-Score

-0.01

Return on Invested Capital (ROIC)

6.26%

Current Ratio

0.62

Quick Ratio

0.62

Net Debt to EBITDA

11.31

Interest Coverage

0.76

Gross Profit margin

60.87%

FCF PER SHARE

$50.54

REVENUE PER SHARE

$102.23

Gainseekers Quantitative Analysis

Summary

JPMorgan Chase & Co. appears significantly undervalued when juxtaposed with its DCF Value and Graham Number. The stock has traded below its intrinsic value, suggesting a potential mispricing by the market. With a Forward P/E of 11.47 and a robust Earnings Yield of 7.12%, the company offers a compelling growth narrative. However, the negative Altman Z-score raises red flags about financial distress, despite its strong profitability metrics. This juxtaposition of value and risk makes JPM a complex but intriguing investment opportunity.

AI Exposure / Tech Reliance

In the rapidly evolving financial sector, JPMorgan Chase is well-positioned to leverage AI and tech advancements. As a diversified bank, it can integrate AI into risk management and customer service, enhancing operational efficiency. Its scale and resources provide a competitive edge in adopting cutting-edge technologies.

The Bull Case

For value and GARP investors, JPMorgan Chase offers an enticing proposition. With a Piotroski F-Score of 7, the company demonstrates strong financial health and operational efficiency. Its ROIC of 6.26% and FCF Yield of 17.74% underscore its ability to generate substantial cash flows, reflecting effective capital allocation. The operating margin of 26.19% further highlights its pricing power and cost management prowess.

The Bear Case

Despite its strengths, JPMorgan Chase faces significant structural risks. The Price/Book ratio of 2.27 and Price/Sales ratio of 2.79 suggest a premium valuation, potentially limiting upside. The high Net Debt to EBITDA ratio of 11.31 indicates leverage concerns, while the Interest Coverage ratio of 0.76 raises alarms about its ability to meet interest obligations. Additionally, the stock's proximity to its 52-week high suggests technical overextension.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Buy

Average Analyst Price Target

$338.78

Institutional Ownership %

1-Year Beta

1.00

Insider Buying % (6 Mo)

Distance to 52-Week High

7.96%

Distance to 52-Week Low

16.67%

EARNINGS SURPRISE %

8.59%

50-DAY SMA

$303.49

200-DAY SMA

$305.89

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.