JFIN

Jiayin Gr

Fundamental data last updated:March 30, 2026

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company profile

SECTOR

Communication Services

industry

Internet Content & Information

Exchange

Nasdaq

County of HQ

China

Next Earnings Date

03/31/26

Business Summary

Jiayin Group operates in the Internet Content & Information space, providing online platforms and related digital services. The company leverages internet-based technology to connect users with financial and information-oriented solutions.

 


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VALUATION

P/E

1

Market Cap ($M USD)

$259

Forward P/E

-

PEG

-

PRICE TO SALES

0.3

PRICE TO BOOK

0.4

EV / EBITDA

0.8

5-Year Average P/E

Free Cash Flow Yield

DCF Value

Graham Number

Price to FCF

EV to FCF

Earnings Yield

FCF Yield

DIVIDEND

Yield

16.50%

Annual Payout

$0.80

Payout Ratio

17.70%

Consecutive Years of Dividend Growth

0

5-Year Dividend Growth Rate

-

Financial Health & Profitability

Earnings Per Share

$4.74

Next Year EPS Growth Estimate

-

Next Year Revenue Growth Estimate

-

Return on Equity (ROE)

39.70%

FREE CASH FLOW

Operating Margin

32.10%

Debt-to-Equity

0

Piotroski F-Score

5

Altman Z-Score

2.5

Return on Invested Capital (ROIC)

39.40%

Current Ratio

2.1

Quick Ratio

Net Debt to EBITDA

Interest Coverage

Gross Profit margin

FCF PER SHARE

REVENUE PER SHARE

Analyze JFIN on TradingView

Gainseekers Quantitative Analysis

Summary

Jiayin Group is a Nasdaq-listed company in the Communication Services sector with a market capitalization of $259 million. It trades at a price-to-earnings ratio of 1, a price-to-sales ratio of 0.3, and a price-to-book ratio of 0.4, with an operating margin of 39.70%. The company reports EPS of 0.8, has a debt-to-equity ratio of 32.10%, and its next earnings report is scheduled for 03/31/26.

AI Exposure / Tech Reliance

As part of the Internet Content & Information industry, the company operates within a technology-driven segment where digital platforms and online infrastructure are central to operations. Its positioning implies reliance on internet-based systems and digital distribution channels.

The Bull Case

The stock’s valuation appears compressed with a P/E of 1, price-to-sales of 0.3, and price-to-book of 0.4, suggesting potential upside if earnings remain stable. A strong operating margin of 39.70% combined with EPS next year estimated at $4.74 could indicate significant earnings expansion.

The Bear Case

The company shows no forward P/E or PEG data, and several key metrics such as return on equity and short interest are unavailable, limiting visibility. Institutional ownership stands at $12.00%, and the payout ratio is listed at $0.80, which may raise questions about capital allocation clarity.

Market Sentiment & Smart Money

Short Interest %

1.10%

Analyst Consensus

1

Average Analyst Price Target

$12.00

Institutional Ownership %

4.30%

1-Year Beta

0.98

Insider Buying % (6 Mo)

0.00%%

Distance to 52-Week High

25.30%

Distance to 52-Week Low

101.30%

EARNINGS SURPRISE %

50-DAY SMA

200-DAY SMA

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.