GS

The Goldman Sachs Group, Inc.

Fundamental data last updated:July 9, 2026

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company profile

SECTOR

Financial Services

industry

Financial - Capital Markets

Exchange

NYSE

County of HQ

US

Next Earnings Date

07/14/2026

Business Summary

The Goldman Sachs Group, Inc. (GS) operates as a prominent global financial services firm, offering an extensive array of services to corporations, financial institutions, governmental bodies, and individuals worldwide. The company's operations are organized into four primary divisions: Investment Banking, Global Markets, Asset Management, and Consumer & Wealth Management. The Investment Banking segment furnishes strategic advisory services covering intricate transactions such as mergers, acquisitions, divestitures, corporate defense strategies, restructurings, and spin-offs. It also extends various lending facilities, including middle-market, relationship, and acquisition financing, in addition to transaction banking services. This division further specializes in underwriting, assisting clients with equity offerings for common, preferred, and convertible securities, as well as debt offerings encompassing investment-grade, high-yield, bank/bridge loans, and emerging market debt instruments, alongside the creation of structured securities. Within its Global Markets division, Goldman Sachs engages in client execution activities for both cash and derivative instruments, provides solutions for credit and interest rate products, and offers comprehensive equity intermediation, financing, clearing, settlement, and custody services. This segment also transacts in products linked to mortgages, foreign exchange, commodities, and equities. The Asset Management segment is responsible for managing assets across a diverse spectrum of classes, including equities, fixed income, hedge funds, credit funds, private equity, real estate, currencies, and commodities. It delivers tailored investment advisory solutions and makes direct investments in corporate entities, real estate ventures, and infrastructure projects. The Consumer & Wealth Management segment provides individual clients with wealth advisory and banking services. These include financial planning, investment management, deposit-taking, and lending. It also offers private banking services, unsecured loans, and accepts savings and time deposits. Founded in 1869, the company's corporate headquarters are located in New York, New York.

 


VALUATION

P/E

17.31

Market Cap ($M USD)

$303.75B

Forward P/E

14.07

PEG

0.61

PRICE TO SALES

2.74

PRICE TO BOOK

2.55

EV / EBITDA

41.96

5-Year Average P/E

Free Cash Flow Yield

-13.80%

DCF Value

$849.70

Graham Number

$735.40

Price to FCF

-7.25

EV to FCF

-24.96

Earnings Yield

5.78%

FCF Yield

-13.80%

DIVIDEND

Yield

1.65%

Annual Payout

$17.00

Payout Ratio

31.82%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$59.47

Next Year EPS Growth Estimate

$73.18

Next Year Revenue Growth Estimate

$7.12T

Return on Equity (ROE)

14.58%

FREE CASH FLOW

Operating Margin

20.48%

Debt-to-Equity

4.88

Piotroski F-Score

4

Altman Z-Score

0.06

Return on Invested Capital (ROIC)

1.38%

Current Ratio

0.02

Quick Ratio

0.02

Net Debt to EBITDA

29.77

Interest Coverage

0.34

Gross Profit margin

55.55%

FCF PER SHARE

$-137.99

REVENUE PER SHARE

$364.63

Gainseekers Quantitative Analysis

Summary

The market seems to be pricing Goldman Sachs with a sense of optimism that may not be fully justified. Despite a Forward P/E of 14.25 suggesting some growth potential, the stock’s snapshot price was extended above its DCF value and Graham Number, indicating overvaluation. The Altman Z-score is alarmingly low, raising red flags about financial distress. Meanwhile, an earnings yield of 5.7% is modest, hinting at limited immediate returns. The combination of these factors suggests a cautious approach is warranted.

AI Exposure / Tech Reliance

Operating in the Financial - Capital Markets industry, Goldman Sachs is well-positioned to leverage AI and tech advancements. The firm's deep integration of technology into trading and investment banking services allows it to adapt swiftly to digital shifts. This adaptability is crucial for maintaining its competitive edge in a rapidly evolving landscape.

The Bull Case

For the discerning GARP investor, Goldman Sachs offers compelling reasons to buy. The company's robust operating margin of 20.48% and a Return on Equity of 14.58% highlight its efficient capital use and pricing power. Despite a negative FCF Yield, the Piotroski F-Score of 4 suggests some fundamental strength. These metrics paint a picture of a firm with the potential for sustainable growth, driven by strong operational execution.

The Bear Case

However, structural risks loom large for Goldman Sachs. The Price/Book ratio of 2.58 and Price/Sales of 2.78 suggest the stock is not cheap, especially when coupled with a high EV to EBITDA of 42.11. The negative Free Cash Flow and a concerning Net Debt to EBITDA ratio of 29.77 indicate liquidity pressures. Trading close to its 52-week high, the stock appears technically overextended, raising caution flags for potential investors.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Hold

Average Analyst Price Target

$1,053.13

Institutional Ownership %

1-Year Beta

1.29

Insider Buying % (6 Mo)

Distance to 52-Week High

9.26%

Distance to 52-Week Low

32.86%

EARNINGS SURPRISE %

6.56%

50-DAY SMA

$1003.09

200-DAY SMA

$892.18

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.