CTO

CTO Realty Growth, Inc.

Fundamental data last updated:August 12, 2026

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company profile

SECTOR

Real Estate

industry

REIT - Diversified

Exchange

NYSE

County of HQ

US

Next Earnings Date

Pending Announcement

Business Summary

CTO Realty Growth, Inc. is a Florida-based publicly traded real estate company, which owns income properties comprised of approximately 2.4 million square feet in diversified markets in the United States and an approximately 23.5% interest in Alpine Income Property Trust, Inc., a publicly traded net lease real estate investment trust (NYSE: PINE).

 


VALUATION

P/E

47.91

Market Cap ($M USD)

$704.39M

Forward P/E

N/A

PEG

N/A

PRICE TO SALES

4.55

PRICE TO BOOK

1.18

EV / EBITDA

10.18

5-Year Average P/E

Free Cash Flow Yield

9.78%

DCF Value

$106.10

Graham Number

$13.16

Price to FCF

10.22

EV to FCF

19.54

Earnings Yield

2.09%

FCF Yield

9.78%

DIVIDEND

Yield

7.29%

Annual Payout

$1.52

Payout Ratio

403.55%

Consecutive Years of Dividend Growth

5-Year Dividend Growth Rate

Financial Health & Profitability

Earnings Per Share

$0.44

Next Year EPS Growth Estimate

$0.00

Next Year Revenue Growth Estimate

$238.26M

Return on Equity (ROE)

2.49%

FREE CASH FLOW

Operating Margin

35.88%

Debt-to-Equity

1.09

Piotroski F-Score

7

Altman Z-Score

1.18

Return on Invested Capital (ROIC)

4.39%

Current Ratio

7.23

Quick Ratio

7.23

Net Debt to EBITDA

4.85

Interest Coverage

1.98

Gross Profit margin

-2.79%

FCF PER SHARE

$2.12

REVENUE PER SHARE

$4.76

Gainseekers Quantitative Analysis

Summary

The market seems to be significantly undervaluing CTO Realty Growth, Inc. relative to its DCF Value, which towers over the recent pricing. With a Price/Book ratio close to 1.15, the stock appears fairly priced on a book value basis, yet its Earnings Yield is a paltry 2.14%, suggesting limited immediate earnings potential. The Altman Z-score of 1.17 raises red flags about financial distress, while the lack of a Forward P/E indicates uncertainty in future earnings. Despite these concerns, the Graham Number suggests potential upside, hinting at a mispricing that could be exploited by savvy investors.

AI Exposure / Tech Reliance

In the realm of AI and tech adaptation, CTO Realty Growth, Inc. operates within the Real Estate sector, which traditionally lags in tech adoption. However, as a diversified REIT, it could leverage AI for property management efficiencies and tenant analytics. The company's ability to integrate tech could enhance operational margins and tenant satisfaction.

The Bull Case

For the value-driven investor, CTO Realty Growth, Inc. presents an intriguing opportunity. The company boasts a robust ROIC of 4.39%, indicating efficient capital allocation. A Piotroski F-Score of 7 suggests strong financial health, while a TTM Yield of 7.49% offers attractive income potential. The operating margin of 35.88% underscores its pricing power, making it a compelling choice for those seeking a blend of income and growth.

The Bear Case

Despite its strengths, CTO Realty Growth, Inc. faces significant structural risks. The stock is trading near its 52-week high, suggesting potential overextension. The payout ratio of 403.55% is unsustainable, raising concerns about dividend viability. Additionally, a negative gross profit margin and a high Net Debt to EBITDA ratio of 4.85 signal operational inefficiencies and leverage risks that could weigh heavily on future performance.

Market Sentiment & Smart Money

Short Interest %

Analyst Consensus

Buy

Average Analyst Price Target

$21.50

Institutional Ownership %

1-Year Beta

0.66

Insider Buying % (6 Mo)

Distance to 52-Week High

0.24%

Distance to 52-Week Low

27.72%

EARNINGS SURPRISE %

-74.51%

50-DAY SMA

$19.65

200-DAY SMA

$18.07

⚠️ Financial Disclaimer:
This content is for informational purposes only and is not financial advice. Information may be delayed or inaccurate. We may earn a commission from partner links.